By Jeffrey Mushens, Head of Proposition, TURN

When new regulation is introduced, the conversation often begins with compliance. What do firms need to change? How much will it cost? What systems need updating?

The UK’s Consumer Composite Investment (CCI) regime is no different.

Many firms are understandably focused on the operational challenge of replacing PRIIPs and UCITS disclosures with a new framework. There are new methodologies, new reporting requirements and new responsibilities for both manufacturers and distributors. The implementation effort is significant.

However, I believe the industry should look beyond compliance.

The CCI regime presents an opportunity to improve how investment information is created, managed and shared across the market.

Better data creates better outcomes

Investment firms have spent years building processes around regulatory reporting, often across multiple systems, multiple data sources and multiple manual workflows.

As regulation evolves, these fragmented processes become increasingly difficult to maintain.

The introduction of the CCI regime encourages firms to rethink how product information is managed throughout its lifecycle, from data creation through to distribution and ongoing maintenance.

This is not simply about producing another disclosure document.

It is about creating a consistent, trusted source of product information that can be shared efficiently across manufacturers, distributors and advisers.

Collaboration matters

One of the biggest challenges facing the industry is consistency.

Manufacturers, distributors and technology providers all have an important role to play in ensuring that consumers receive accurate, timely and understandable information.

That requires collaboration.

No single organisation can solve the industry’s data challenges alone.

It requires trusted market data, robust technology and shared standards.

This is why partnerships across the investment ecosystem have become increasingly important.

By bringing together specialist expertise in market intelligence and regulatory reporting, firms can reduce duplication, improve data quality and simplify implementation.

Ultimately, that benefits everyone, from product providers through to end investors.

Technology should reduce complexity

Too often, regulatory change results in more manual work.

More spreadsheets.

More reconciliations.

More operational risk.

The objective should be the opposite.

Technology should simplify compliance, automate repetitive processes and allow firms to focus on delivering value to clients rather than managing administration.

The CCI framework provides an opportunity to modernise disclosure workflows, standardise reporting processes and improve operational efficiency across organisations.

Those firms that invest early will be better positioned as implementation progresses.

Preparing for what comes next

The regulatory landscape will continue to evolve.

The organisations that succeed will not simply respond to each new requirement. They will build flexible processes that can adapt as regulation changes.

That means investing in scalable technology, reliable data and partnerships that support long-term growth.

At TURN, our focus has always been on helping firms simplify complex regulatory requirements while improving operational efficiency.

Our recent partnership with one of the world’s leading providers of financial data and market intelligence is another step towards that goal. By combining trusted market intelligence with TURN’s reporting and distribution capabilities, we are helping firms prepare for the next generation of investment disclosures with greater confidence.

Looking ahead

The CCI regime should not be viewed as another regulatory hurdle.

It is an opportunity to improve the quality, consistency and accessibility of investment information across the market.

The firms that embrace this opportunity today will be the ones best placed to deliver better outcomes for clients tomorrow.

As an industry, we have an opportunity to move beyond compliance and build a more efficient, transparent and connected investment ecosystem.

That is the opportunity we are excited to help our clients realise.